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How much salary will you take home each month?
Your take-home pay is gross salary less your own PF contribution, professional tax and income tax. This estimate uses the new regime by default and spreads tax evenly over twelve months. Your employer’s PF share and other benefits in your CTC are not counted, so start from gross salary, not CTC.
Draft rules: not yet verified by a CA. Do not rely on this figure.
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Tax regime
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Capped at ₹2,500 a year.You take home about ₹93,792 a month.
- Gross salary₹12,00,000
- Your PF₹72,000
- Professional tax₹2,500
- Income tax₹0
- Take-home for the year₹11,25,500
- Take-home a month₹93,792
Estimate for planning, not tax advice.
Monthly take-home₹93,792
Worked example
Gross salary ₹12,00,000 with basic ₹6,00,000, new regime.
You take home about ₹93,792 a month.
| Gross salary | ₹12,00,000 |
|---|---|
| Your PF | ₹72,000 |
| Professional tax | ₹2,500 |
| Income tax | ₹0 |
| Take-home for the year | ₹11,25,500 |
| Take-home a month | ₹93,792 |
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